You Have Options!

Contact attorney D.J. Rausa and find out the best route to your student loan debt relief.

(619) 295-3322
DOE interfering with CFPB lawsuit with Navient

The Consumer Financial Protection Bureau is accusing the Department of Education of getting in the way of its lawsuit against a student loan giant. Last year, the Consumer Financial Protection Bureau filed a lawsuit against student loan giant, Navient. That lawsuit alleged the student loan company caused borrowers to struggle unnecessarily by steering them towards repayment plans that weren’t in their best interests and ignoring borrowers’ instructions about how their payments should be allocated. Last week, in a letter submitted to the judge overseeing the case, the CFPB claims that Navient isn’t producing documents requested as part of the case that are “essential to identifying the universe of harmed consumers,” because they don’t have permission from the Department of Education.

Navient vs California

California Attorney General Xavier Becerra filed a lawsuit accusing student loan processor Navient Corp. of harming consumers by failing to properly service the debts. Navient, one of the nation’s largest student loan servicers, services about $300 billion in federal and private student loans for 12 million borrowers, about 1.5 million of whom live in California.

Couple drowning in Student Loan Debt.

Nothing can be more frustrating to a person who needs to make a payment on their student loans than their inability to work with the student loan servicers. (FedLoan, Navient, Great Lakes, NelNet) More often than not, the servicers want far more per month than they can afford. That is when seeking the advice of D.J. Rausa, San Diego Student Loan Lawyer, becomes so necessary.

When a client wishes to pay their student loans, I help them arrive at a monthly payment they can afford. Often times I assist them in getting into the best available repayment plan, such as an Income Driven Repayment Plan, IDR.

DOE pushes for student loan relief for disabled veterans.

Recent news from the U.S. Departments of Education (DOE) is long overdue — it has partnered with the Department of Veterans Affairs to make it easier for disabled veterans to have their federal student loans discharged.

Often-embattled Education Secretary Betsy DeVos is on the right side of this issue, noting that simplifying the loan forgiveness process is a “small but critical way” to show gratitude to those who have become disabled fighting for their county.

New congressional budget allows for expanded student loan forgiveness.

First Come, First Served

If you thought you were out of luck to qualify for the Public Service Loan Forgiveness (PSLF) program because you were enrolled in graduated or extended repayment plans — Congress recently did you a favor. reports that as part of the new federal spending bill, $350 million has been authorized to the Department of Education to offer forgiveness to all student loan borrowers who have a loan from the Direct program, have made all payments in full and on time, and have worked 10 years in a public service job for a qualifying employer.

You Have Options!

Contact attorney D.J. Rausa and find out the best route to your student loan debt relief.

(619) 295-3322

“The starting point on all student loan debt resolution plans is to obtain the Student Loan Report from the US Department of Education. This report is vital to answering any student loan question. I do not even comment on a client’s situation without having first reviewed this report.”
Here's how to obtain your NSLDS report.
D.J. Rausa, Esq., Student Loan Attorney

D.J. Rausa on Avvo, the premier on line Lawyer Directory and Review Service.
Avvo has rated D.J. Rausa at 9.1 out of 10 — a superb level of performance. Clients, too, have consistently rate D.J.’s performance as 5-star.
D.J. Rausa has many 5-Star review on Yelp, the popular on line business and service review source.
"Attorney D.J. Rausa was great from the first consultation to the end! He explained everything very clearly so we knew exactly what to expect, was always accessible for questions and has a great response time. He helped me consolidate my student loans into a lower payment and helped my spouse get approximately $80k in private and federal student loans discharged! I would highly recommend calling him!"

California Student Loan Attorney

California Student Loan Lawyer D.J. Rausa

California Attorney D.J. Rausa has been an aggressive debt solution advocate for his clients in San Diego since 1993. He now specializes in Student Loan Debt Resolution and defence, and is nationally recognized as an expert in this developing area of Student Loan Law.

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