- Details
- Written by D.J. Rausa, Esq., Student Loan Attorney
Nothing can be more frustrating to a person who needs to make a payment on their student loans than their inability to work with the student loan servicers. (FedLoan, Navient, Great Lakes, NelNet) More often than not, the servicers want far more per month than they can afford. That is when seeking the advice of D.J. Rausa, San Diego Student Loan Lawyer, becomes so necessary.
When a client wishes to pay their student loans, I help them arrive at a monthly payment they can afford. Often times I assist them in getting into the best available repayment plan, such as an Income Driven Repayment Plan, IDR.
- Details
- Written by D.J. Rausa, Esq., Student Loan Attorney
Recent news from the U.S. Departments of Education (DOE) is long overdue — it has partnered with the Department of Veterans Affairs to make it easier for disabled veterans to have their federal student loans discharged.
Often-embattled Education Secretary Betsy DeVos is on the right side of this issue, noting that simplifying the loan forgiveness process is a “small but critical way” to show gratitude to those who have become disabled fighting for their county.
- Details
- Written by D.J. Rausa, Esq., Student Loan Attorney
First Come, First Served
If you thought you were out of luck to qualify for the Public Service Loan Forgiveness (PSLF) program because you were enrolled in graduated or extended repayment plans — Congress recently did you a favor.
Forbes.com reports that as part of the new federal spending bill, $350 million has been authorized to the Department of Education to offer forgiveness to all student loan borrowers who have a loan from the Direct program, have made all payments in full and on time, and have worked 10 years in a public service job for a qualifying employer.
Read more: Student Loan Forgiveness Gets Congressional Boost
- Details
- Written by D.J. Rausa, Esq., Student Loan Attorney
The National Association of Consumer Bankruptcy Attorneys (NACBA) has learned from a number of its members that the Department of Education (DOE) and its student loan servicers are kicking out bankruptcy debtors from their income-driven repayment plans. This is happening when debtors file Chapter 7 or Chapter 13 — even if they are current on their student loan repayments.
Read more: You Need to Know: Department of Education Updates
- Details
- Written by D.J. Rausa, Esq., Student Loan Attorney
Improving consumer protections for federal and private student loans to help ease student loan debt is the aim of an amendment to the Economic Growth, Regulatory Relief and Consumer Protection Act introduced March 8 by Illinois Senator Dick Durbin. It includes a Student Loan Borrower Bill of Rights as well as some bankruptcy protections.
Read more: Amendment Providing Student Loan Protections Introduced
You Have Options!
Contact attorney D.J. Rausa and find out the best route to your student loan debt relief.
(619) 295-3322“The starting point on all student loan debt resolution plans is to obtain the Student Loan Report from the US Department of Education. This report is vital to answering any student loan question. I do not even comment on a client’s situation without having first reviewed this report.”
Here's how to obtain your NSLDS report.
D.J. Rausa, Esq., Student Loan Attorney
California Student Loan Attorney
California Attorney D.J. Rausa has been an aggressive debt solution advocate for his clients in San Diego since 1993. He now specializes in Student Loan Debt Resolution and defence, and is nationally recognized as an expert in this developing area of Student Loan Law.
Read MoreSearch Our Site
- 1